Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
As founder and CEO of Nvest Financial LLC, Nichole D. Raftopoulos makes sure each of the firm’s valued clients is being serviced in the most exceptional manner. She co-runs the firm with her husband and together they strive to provide each client with the best experience like no other.
Raftopoulos is also co-principal of the firm’s marketing arm, Nvest Group LLC, and president of the non-profit she and her husband founded called Operation Love: from Home. Operation Love is actively involved with military families and the surrounding community, assisting low-income families in a number of ways, including pro bono financial planning services.
She is a CERTIFIED FINANCIAL PLANNER® practitioner and holds a Master of Science degree in financial planning from the College for Financial Planning, with coursework completed at Northeastern University. She also holds the Master Planner in Advanced Studies™ (MPAS℠) designation, is a Certified Divorce Financial Analyst™ (CDFA™) designee, as well as an Accredited Investment Fiduciary® designee (AIF®).
At Nvest, education is taken seriously and instilled in each of the firm’s advisors and staff. They believe that, by educating their clients, they are empowering them to make the most informed decisions about their personal financial matters. The education they provide comes with compassion, empathy, and professionalism.
Raftopoulos is often invited as a guest speaker at various industry events and conferences due to her ability to distill complex topics into easily understood concepts and insights.
16705 Fraser Highway, Surrey, BC V4N 0E8
(207) 985 8585
nichole@nvestfinancial.com
linkedin.com/in/ada-nadison
planwithnvest.com
Nichole Raftopoulos
CEO and Founder Nvest Financial LLC
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Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
1995–1999
1999–2003
2005
2016–Present
2022–Present
Financial Consultant at Merrill Lynch
1995–1999
1999–2003: Investment Representative at Edward Jones
2002: Became a Certified Financial Planner™
2003: Founded Nvest Financial LLC (utilized Commonwealth Financial as broker-dealer, State of Maine RIA)
1999–2003
Completed her Master of Science in Financial Planning degree
2005
Year: Chairman’s honours at b/d (top four percent)
2017: Investment New Tech Award
2017–2024: Five-Star Wealth Advisor, NH
2017–2024: Forbes Best-in-State Wealth Advisors, NH, 2024
2017–2025: Forbes Top Women Best-in-State Wealth Advisors (#1 in NH four years running)
2019: Kennebunk Chamber Driven Women Award
2021: Commonwealth Special Services Award (Most Distinguished Award)
2016–Present
2022: Nvest Financial LLC became a SEC-registered RIA (maintained hybrid status while still utilizing Commonwealth Financial)
2022–Present: Co-Founder and president of Operation Love from Home
2024–Present: Member of the Board of Directors at Kennebunk Savings
2024: Business NH Magazine: Top Women-Led Business, Advisor Hub: Advisors to Watch (Under $1B, #94 of 250)
2025: Forbes Best-in-State Wealth Management Teams
2022– Present
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.
Disclosure
2025 Five-Star Financial Planners, created by InvestmentNews, was presented in April 2025 based on data collected during the previous year. Not indicative of the firm’s future performance. Your experience may vary. Click here for more award information: https://tinyurl.com/5x8xxx8y
Nvest Financial LLC, 2 International Drive, Suite 110 Portsmouth, NH. 03801 207-985-8585. Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC. Advisory services offered through Nvest Financial LLC, a Registered Investment Advisor, are separate and unrelated to Commonwealth.