Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
Frank Waterson is a senior wealth advisor and shareholder at HB Wealth, where he leads a team serving as the family CFO for select clients across the country. He works with wealthy individuals, families, and foundations to provide coordinated, comprehensive guidance designed to bring clarity and efficiency to complex financial lives.
At HB Wealth, Waterson advises clients across investment management, retirement planning, risk management, income tax planning, and estate planning. A central focus of his work is simplifying financial decision-making and helping clients reclaim time so they can focus on the priorities that matter most. His approach emphasizes long-term planning, thoughtful coordination, and trusted partnership.
Earlier in his career, Waterson developed comprehensive financial plans and advised Fortune 500 executives, gaining experience in employee benefits, tax planning, and wealth transfer strategies – expertise that continues to inform his client work today.
He is a CERTIFIED FINANCIAL PLANNER® professional and a member of the Fernbank Museum’s Corporate Leadership Council. He graduated cum laude from Siena College.
Waterson and his wife live in the City of Decatur with their two children. Outside of work, he enjoys traveling, scuba diving, staying active with fitness routines, hiking, and creating meaningful experiences with his family.
3550 Lenox Road, NE, Suite 2700, Atlanta, GA 30326
404 264 1400
frank.waterson@hbwealth.com
linkedin.com/in/frank-t-waterson-iii-cfp®-7634368
hbwealth.com
Frank Waterson, CFP®
Senior Wealth Advisor and Shareholder HB Wealth
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Bio
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Profile
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Bio
Milestones
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Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
1998–1999
1999–2004
2004–Present
2014–2015
2015–Present
Began his career at Morgan Stanley as a financial advisor, building a strong foundation in investing and developing an appreciation for helping clients navigate important financial decisions, shaping a long-term commitment to comprehensive financial planning.
1998–1999
Advised Fortune 500 executives while serving as a senior financial planner at Goldman Sachs Ayco, developing expertise in complex financial planning, executive compensation, and employee benefits. Delivered tailored guidance across investment strategy, cash flow planning, estate planning, and income tax planning.
1999–2004
Serves as a senior wealth advisor at HB Wealth, delivering fee-only comprehensive financial planning and leading a team that acts as the family CFO for clients nationwide. Became a shareholder in 2015 and earned the Certified Financial Planner® designation in 2007, currently overseeing more than $1.75 billion in client assets as of December 31, 2025.
2004–Present
Client service specialist at GM Advisory Group
2014–2015
CWM partner and financial advisor
2025: 5-Star Independent Advisors
2015–Present
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.
Disclosure
2025 Five-Star Financial Planners, created by InvestmentNews, was presented in April 2025 based on data collected during the previous year. Not indicative of the firm’s future performance. Your experience may vary. Click here for more award information: https://tinyurl.com/5x8xxx8y
Nvest Financial LLC, 2 International Drive, Suite 110 Portsmouth, NH. 03801 207-985-8585. Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC. Advisory services offered through Nvest Financial LLC, a Registered Investment Advisor, are separate and unrelated to Commonwealth.