Profile
Based in Houston, Andrew Kulha is a partner and director of estate strategy at Mission Wealth. He is dedicated to providing high-quality estate planning and legacy solutions to clients nationwide. He leads and manages the estate department, focusing on identifying and developing effective strategies to help high-net-worth individuals and their families achieve their long-term goals. Kulha’s comprehensive financial advisory services encompass a range of estate planning needs, including wealth transfer, tax planning, charitable giving, and trust administration.
7500 San Felipe St., Suite 400, Houston, TX 77063
713-597-5998
akulha@missionwealth.com
linkedin.com/in/andrewkulha1
missionwealth.com
Andrew Kulha
Partner and Director of Estate Strategy
Mission Wealth
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Bio
Milestones
2016–2018
2018–2019
2019–2022
2022 -2026
Present
Attorney at Kulha Law LLC
2016–2018
Principal at Patriot Wealth Management
2018–2019
Wealth Advisor at Mariner Wealth Advisors
2019–2022
Partner and Director of Estate Strategy, Mission Wealth Management
2022-
2026
President of Richards, Lathrop & Associates
Present
Milestones
“I know this seems pretty simple, but [my philosophy] is always doing what’s right for clients and not what is best for me”
Collin Bruce,
Dominion Lending Centres
“I had to crawl my way out of debt and build up my mortgage business. I never forget that feeling, and I try to never take a new lead for granted. Every deal counts”
Collin Bruce,
Dominion Lending Centres
The professional philosophy that underpins all of it is strikingly basic – and Bruce knows it. “I know this seems pretty simple,” he says, “but always doing what’s right for clients and not what is best for me. I never have to worry about something coming back to me from a previous client.”
He has helped clients through years-long credit rehabilitation without earning a cent along the way. He has never placed a client in a product he wasn’t prepared to fully stand behind. The result is a practice built on trust generating its own momentum: repeat business and referrals that arrive without prompting, from clients who know the difference between a broker who serves them and one who services a transaction.
In Alberta, where Bruce has built a particularly strong market presence, his name is amplified by a heavy advertising campaign across television and radio – channels he values not simply for reach but for credibility. The ads, he notes, help legitimize him in a market where clients are choosing who to trust with some of the largest financial decisions of their lives. Alongside that visibility, he has cultivated deep relationships with builders and financial planners, creating a diversified pipeline of leads that insulates the business against the inevitable swings of the rate cycle.
The operational side of the business has evolved with equal deliberateness. The appointment of a dedicated ‘Director of Wow’ – a role conceived to ensure every client interaction exceeds expectation – and the adoption of Dominion Lending Centres’ Gold Rush CRM platform have together driven a meaningful uplift in repeat client business over the past year.
The present year of 2026 brings its own complexities. With clients emerging from a period of historically low rates and confronting sharply higher mortgage costs, Bruce has tilted his focus toward refinancing – helping existing borrowers navigate a transition that, for many, has been genuinely painful. He is also investing in AI tools to sharpen lead generation and streamline internal processes, a measured embrace of technology from someone who has never confused efficiency with the thing it is meant to serve.