Headquarters:

South Windsor, CT

Year founded:

2017

Number of employees:

14 partners and 24 employees

Phone:

860 969 3672

Email:

info@incomeconductor.com

Website:

incomeconductor.com

LinkedIn:

linkedin.com/company/wealthconductor-llc

“The IncomeConductor strategy and its predecessors have been an integral part of our business for over 20 years. IncomeConductor Pro is the lone differentiator that sets us apart in the eyes of our clients. With the ability to navigate taxes, healthcare, Roth conversion strategies, and order of distribution, the planning process has elevated exponentially. We utilize the platform live in our office to engage the client and refine the process with their input. As a result, we have gathered more than $20 million in new assets during 2024. Thank you to the IC team for their support and assistance in building this platform. Could not be happier!”

Brett H. Hulse Financial Planner

INCOMECONDUCTOR

Sheryl O’Connor

CEO and Co-Founder

Phil Lubinski, CFP

Retirement Income Specialist & Co-Founder

Tom O’Connor

CMO and Co-Founder

Leadership

Sheryl O’Connor has spent over 25 years in the financial services industry, including stops at insurance and investment management firms where she led strategic business growth and technology innovation. In 2006, she co-founded 3D Asset Management, an SEC-registered investment management firm that provides innovative practice management solutions and investment portfolios to fee-based advisors. In 2017, O’Connor co-founded and serves as the CEO of a retirement income focused fintech firm, IncomeConductor, which provides a revolutionary strategy and technology to advisors and their clients that meet the needs of today’s retirees.

CEO and Co-Founder

Sheryl O’Connor

Phil Lubinski, CFP, has spent over 40 years as a financial advisor, serving almost exclusively retirement income planning clients. He was first to develop a ‘bucketing’ approach to income planning and has trained thousands of advisors from around the country on his strategy. Lubinski has co-developed several fintech systems designed to help advisors create income plans for their clients. After successfully transitioning his practice, he co-founded IncomeConductor, helping to develop the best-in-class time-segmented income software. He serves as the firm’s retirement income specialist, contributing his expertise in advisor training, case design consultation, and software enhancements.

Retirement Income Specialist & Co-Founder

Phil Lubinski, CFP

Tom O’Connor has spent over 15 years in the financial services industry with experience across investment, technology and marketing specialties, leading strategic business growth and fintech innovation. After serving as chief technology officer for 3D Asset Management, he joined with Sheryl O’Connor and Phil Lubinski to develop the IncomeConductor system. He has worked closely with advisors, helping to draw clarity of the segmented retirement income plan strategy and incorporating that experience into IncomeConductor’s evolution.

CMO and Co-Founder

Tom O’Connor

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Peter Brittain

Head of Business Development

Peter Brittain is an accomplished financial services sales executive, specializing in building strategic relationships and leading consultative sales. His focus at FusionIQ is on developing digital wealth management platform partnerships with financial institutions, helping them leverage FusionIQ’s cloud-native technology to drive profitable organic growth and meet the evolving needs of their customers. Prior to joining FusionIQ, Brittain was a sales associate at Olden Lane Securities, where he was instrumental in managing client relationships, driving the origination of $32.5 million in subordinated debentures, and developing a pipeline of $140 million in subordinated debt underwriting. He holds FINRA Series 7 and 63 licenses.

Head of Business Development

Peter Brittain

Sam Robinson

Partner

Sam Robinson practices commercial litigation and class action defence. He regularly represents shareholders, officers, and directors of both public and private corporations. He has extensive experience acting and advising in disputes related to the interpretation and enforcement of contractual rights. He also advises both dissident shareholders and boards of directors of corporations in fights for control of public corporations.

Partner

Sam Robinson

IncomeConductor helps financial professionals deliver the best retirement income planning and management experience possible to their clients. The largest generation of retirees in American history are in their 60s and need to carefully make use of their savings to try and sustain their standard of living through long retirements. Acknowledging that the industry is moving toward a planning focus vs. a transactional focus, IncomeConductor directed its energy toward improving its solutions to incorporate advanced concepts in accessible ways such as Social Security optimization, tax-sensitive overlays, personalized longevity and healthcare spending estimates, Roth conversion strategies, and more. Delivering easy ways for advisors to model scenarios that account for all these aspects of retirement planning at once has been transformative in how they engage with the solution and, ultimately, how their clients engage with their income plans. IncomeConductor allows clients to easily digest their retirement income plans from their advisors, who can see the red flags, opportunities, instant insights, and solutions on its sleek interface. Since it was established in 2017, IncomeConductor has been helping advisors who are passionate about becoming retirement income specialists build strong relationships with investors, which is the ideal way to help this generation enjoy their retirement and successfully transition wealth to the next generation. The company takes a careful and patient approach to design solutions that are intuitive, fill a gap in the marketplace, and respond to users' needs by spending more time with tools and providing feedback from client experiences.

“We’re committed to delivering the highest level of service, assuring clients that their welfare is the firm’s utmost priority”

Oatley Vigmond

Andrea Gonsalves

Partner

Gerald Chan

Partner

Nader R. Hasan

Partner

Liane Brown

Partner

Andrea Gonsalves has extensive experience in litigation and dispute resolution, with particular emphasis in appeals and judicial review applications, administrative and public law, commercial disputes, defamation and media law, intellectual property disputes, and professional discipline matters. She provides practical and strategic advice on complex issues that often arise at the intersection of many of those areas. Gonsalves has tried cases before the Ontario Superior Court, the Federal Court of Canada, and the Manitoba Court of King’s Bench and has argued cases before all levels of court in Ontario and the Federal Courts, as well as various administrative tribunals.

Partner

Andrea Gonsalves

Gerald Chan has been named one of the Top 25 Most Influential Lawyers in Canada (Canadian Lawyer, 2019), one of the Top 50 Trial Lawyers in Canada (Benchmark Litigation, 2023–24), White-Collar Crime/Enforcement Litigator of the Year (Benchmark Litigation, 2023), and Criminal Defence Lawyer of the Year, Toronto (Best Lawyers, 2024). He is a fellow of the International Academy of Trial Lawyers and a faculty member with the National Criminal Law Program. Chan is a bencher of the Law Society of Ontario. He serves as vice chair of the Law Society Tribunal, Appeal Division, and a Trustee of the Law Foundation of Ontario.

Partner

Gerald Chan

Nader R. Hasan, a partner at Stockwoods LLP, practises criminal, regulatory, and constitutional law at both the trial and appellate levels. He is an adjunct professor at the University of Toronto, Faculty of Law, where he has taught courses on the law of evidence and currently teaches a seminar on criminal punishment from a US-Canada comparative perspective. He is a co-author of Search and Seizure (Emond, 2021), Digital Privacy: Criminal, Civil and Regulatory Litigation (LexisNexis, 2018), and Sentencing, ninth edition (LexisNexis, 2017), and an author of numerous articles on criminal and constitutional law.

Partner

Nader R. Hasan

Liane Brown is committed to representing individuals who have suffered serious personal injuries and to families who have suffered the loss of a loved one. Her practice concentrates on personal injury law, including accident benefits, motor vehicle collisions, medical malpractice, occupiers’ liability, product liability and wrongful death cases.

Partner

Liane Brown

Partner

Liane Brown

Ben Irantalab enjoys the complexities of personal injury litigation. His practice is exclusively devoted to representing clients with brain injuries, spinal cord injuries, and severe orthopedic injuries. For him, the cases that require special creativity and thinking outside the box are the most gratifying.

Partner

Ben Irantalab

On a larger scale, HSH handles class action and mass tort lawsuits representing groups of people injured by dangerous products, medications, medical devices, and negligent organizations. The HSH team is known for providing caring and attentive service to clients, and is proud of the firm’s excellent reputation within the legal and medical communities.

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“We will continue to strengthen our service proposition and customer experience as a key differentiator, as we build on the momentum we have achieved to date across multiple business lines and territories,” says McLean. “Our im is to continue to grow our market relevance and strengthen our partnerships with our strategic brokers as we expand our leadership position in key sectors. “We will also continue to invest in talent. We are committed to drawing from the broadest pools of talent, and to creating an environment that attracts and retains stellar employees. We recognise the importance of building teams that are diverse, collaborative, and innovative and are dedicated to cultivating a supportive and inclusive workplace culture in which all our employees can thrive.”

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Through its unwavering focus on employee engagement, Accolade strives to create a welcoming and diverse environment where talent is excited to come to work every day.

IncomeConductor's sole focus is solving the challenges around retirement income planning by delivering a unique distribution methodology that incorporates key data and decision points specific to retirement. Rather than providing clients with a probability of success based on randomized Monte Carlo testing and a target percentage withdrawal rate, IncomeConductor delivers a customized written plan that gives advisors the ability to coordinate assets properly at the start of retirement and then track and manage the plan throughout retirement. IncomeConductor's deep experience in all aspects of retail financial advice services and investment management, combined with the time-segmented income plan design methodology, makes it unique among other solutions in the retirement income space. The firm's commitment to helping advisors not just grow their practice but also expand their expertise and improve their level of service in retirement-specific skills goes far beyond delivering technology. IncomeConductor also helps firms turn advisors into retirement income specialists with the ability to attract clients at a time when they are typically at their peak asset level. The company’s co-founders – Sheryl O’Connor, Phil Lubinski, CFP, and Tom O’Connor – have driven and led IncomeConductor toward continued success. Lubinski has been a financial advisor for over 40 years and brings both his deep experience of retirement income planning considerations as well as his unique time-segmented income distribution methodology to the firm. He has been instrumental in developing several successful software solutions, with IncomeConductor representing the most sophisticated and user-friendly platform yet. Prior to co-founding IncomeConductor, CEO Sheryl O’Connor has held roles in project management, operation direction, software development, and was a founder of a turnkey asset management program. Having worked with thousands of advisors in a variety of practice structures, she has an intimate knowledge of what it takes to help equip them to provide consistently high-quality service and support to their clients. CMO Tom O’Connor has a background in a variety of roles involved with supporting advisors and asset managers, including digital marketing, financial analysis, software development, and implementation. He serves as a critical interface between the business needs of financial professionals focused on becoming retirement income experts and the technical team that designs and builds solutions to deploy through the IncomeConductor SaaS platform. This is just the beginning for the company, which is currently developing sophisticated optimization algorithms to accelerate plan design, provide deeper customization for each unique client household, and reduce the learning curve for new users.

· Day-to-day Shout-outs – to award outstanding work, employees can exchange earned points for gift vouchers of up to $150 · Quarterly Stars Award – employees demonstrating core values have the chance to win $500 · Annual Hero’s Celebration – manager-nominated and peer-voted awards where outstanding employees earn a $5,000 bonus

Ben Irantalab

Partner

Ben Irantalab

Partner

Ben Irantalab

Partner

Liane Brown

Partner

Ben Irantalab

Partner

Paul Miller 

Co-Managing Partner 

Renée Vinett

Co-Managing Partner 

Howard R. Blitstein

Partner

David J. Levy

Partner

Jason Harman

Associate Lawyer

Andrew Lundy

Founding Partner

Zohar Levy

Founding Partner

Eni Eski

Managing Partner