Profile
“Westfield Specialty and I have been trying to make sure we are opportunistic in the marketplace and that has allowed us to grow profitably and create a broader and more diversified portfolio”
Jack Kuhn
Westfield Specialty
Timothy B. O’Neill is an experienced financial professional, entrepreneur, and founder of Pittsburgh, PA-based firm Berthold Capital.
Recognized by InvestmentNews (IN) as a 5-Star Financial Planner 2025* he has crafted a bespoke investment philosophy over the past three decades, centered on custom asset allocation portfolios that go beyond the usual scope of traditional asset allocation.
He says, “As an asset manager, I deliver transparent, consistent recommendations with integrity that helps build long-term trust for my clients.”
O’Neill’s reputation across the industry extends to being an Investment Advisor Representative who has been recognized in The Wall Street Journal and Fortune as a 2024 Five-Star Wealth Manager.** He is a member of the Pittsburgh Stock and Bond Association, a regional organization representing equity, fixed income and investment executives and advisors, and the Financial Services Institute.
Across 2024, he saw an over 30 percent growth in AUM, which he attributes to his custom portfolio allocations and “a determination to engage with high-net-worth individuals”.
His previous roles include providing insight and development of investment products at a large wholesale distributor, which is invaluable as it enables O’Neill to consistently provide custom portfolios, investment strategies and wealth management to meet each individual client’s needs and objectives.
An example of this ability is illustrated by how he has developed custom financial plans, portfolios and estate plans for landowners receiving rights and royalties in the development and fracking of natural gas in southwestern Pennsylvania.
O’Neill also leverages industry connections to offer clients a wide range of services.
“I provide a holistic approach to the client relationship by adding value to their financial plan by bringing in accountants for tax strategy, attorneys for estate planning, and a new service I refer clients to, Executor Services, that provides estate executor services to act and complete the tasks of the named executor, if they can’t or don’t have the time to fulfil these duties.”
Despite achieving success, O’Neill remains ambitious and future focused. He has set an AUM target of over $100 million to be achieved by 2027, as well as preparing to bring a new generation of fiduciary advisor planners into the firm.
O’Neill adds, “I’m looking to grow the business through a strong referrals network and to continue developing an ongoing plan to hire young financial advisors, to expand our client base and incorporate continuity into the business plan for future succession.”
71 McMurray Road, Suite 209, Pittsburgh, PA 15241
412 835 5450
toneill@bertholdcapital.com
linkedin.com/in/timothy-b-o’neill-founder-and-ceo-35511578
bertholdcapital.com
Timothy B. O’Neill
Founder and Chief Executive Officer
Berthold Capital
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“The biggest challenge is getting everyone comfortable with the pace that I’m looking for to drive our buildout and growth. How I deal with it is by being open and transparent, and responsive to questions or concerns”
Jack Kuhn
Westfield Specialty
1991–1997
1997–2004
2004–Present
2016–present
2022–Present
Federated Investors
Federated Hermes
1991–
1997
Nexus Financial Network Partner and Vice President
1997–
2004
Berthold Capital Founder and CEO
Recognized in the Wall Street Journal and Fortune magazine, and awarded Five-Star Wealth Manager for 10 years
2004–
Present
Year: Chairman’s honours at b/d (top 4%)
2017: Investment New Tech Award
2017–2024: Five-Star Wealth Advisor, NH
2017–2024: Forbes’ Best-in-State Wealth Advisors, NH, 2024
2017–2025: Forbes’ Top Women Best-in-State Wealth Advisors (#1 in NH four years running)
2019: Kennebunk Chamber Driven Women Award
2021: Commonwealth Special Services Award (Most Distinguished Award)
2016–
present
2022: Nvest Financial LLC became a SEC-registered RIA (maintained hybrid status while still utilizing Commonwealth Financial)
2022–Present: Co-Founder and president of Operation Love from Home
2024–Present: Member of the Board of Directors at Kennebunk Savings
2024: Business NH Magazine: Top Women-Led Business, Advisor Hub: Advisors to Watch (Under $1B, #94 of 250)
2025: Forbes Best-in-State Wealth Management Teams
2022–
Present
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
Kuhn says, “I would say my career has been one of more of chance and opportunities than a set plan. And it’s interesting how one decision has a ripple effect on putting you on a different path than maybe where you thought you would be.”
He highlights his spell at Endurance as his biggest professional achievement to date.
“It took some time, but we took them from really being viewed as a reinsurance company to being viewed as a global insurance company.”
It’s this type of innovative attitude that is powering Westfield Specialty forward so successfully.
Kuhn explains, “Westfield Specialty and I have been trying to make sure we are opportunistic in the marketplace and that has allowed us to grow profitably and create a broader and more diversified portfolio.”
Part of this has seen the firm acquire the existing Lloyd’s of London Syndicate 1200 in February 2023. It is also Kuhn’s ingenuity that has allowed Westfield Specialty to outperform expectations in challenging market conditions.
“I would say it’s been the understanding that there is a limited window of time. We're in this unique market, we need to be fast and decisive to take advantage of market opportunities before the market begins to move away,” he comments. “Additionally, I'd like to say we move with a lot of speed, but we do it in a thoughtful and methodical approach, not just to be the first.”
However, it has been an intricate process to ensure his team are onboard with his vision. Kuhn places importance of explaining his targets and the blueprint to achieve them.
He adds, “The biggest challenge is getting everyone comfortable with the pace that I’m looking for to drive our buildout and growth. How I deal with it is by being open and transparent, and responsive to questions or concerns. This way, everything gets thoroughly discussed and resolved.”
With almost four decades in the industry, Kuhn has developed methods that have consistently delivered. It is why he has been tasked with so many leadership roles and he intends to maintain his focus on creating more success at Westfield Specialty.
“I think I am and have always tried to be methodical. I look at the big picture yet stay focused on executing the different opportunities or plans that I have in front of me. I don’t get emotional or make emotional decisions.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
Kuhn joined Westfield Specialty in the firm’s first year (2021) and has established the company’s presence in the specialty market. By the end of 2023, the firm is expected to surpass $1.3 billion in GWP after writing $300 million in 2021.
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Disclosure
Securities and Advisory Services offered through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Advisor. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.
* 2025 5-Star Financial Planners, created by InvestmentNews, presented in April 2025 based on data collected during the previous year. Not indicative of firm’s future performance. Your experience may vary. Click here for more award information: https://tinyurl.com/5x8xxx8y
** 2024 Five-Star Wealth Manager Award, created by Five Star Professional. The award was presented in June 2024 based on data gathered within 12 months preceding the issue date. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit fivestarprofessional.com.
Disclosure
Securities and Advisory Services offered through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Advisor. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.
* 2025 5-Star Financial Planners, created by Investment News, presented in April 2025 based on data collected during the previous year. Not indicative of firm’s future performance. Your experience may vary. Click here for more award information: https://tinyurl.com/5x8xxx8y
** 2024 Five Star Wealth Manager Award, created by Five Star Professional. The award was presented in June 2024 based on data gathered within 12 months preceding the issue date. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit fivestarprofessional.com.
Disclosure
Securities and Advisory Services offered through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Advisor. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.
* 2025 5-Star Financial Planners, created by InvestmentNews, presented in April 2025 based on data collected during the previous year. Not indicative of firm’s future performance. Your experience may vary. Click here for more award information: https://tinyurl.com/5x8xxx8y
** 2024 Five Star Wealth Manager Award, created by Five Star Professional. The award was presented in June 2024 based on data gathered within 12 months preceding the issue date. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit fivestarprofessional.com.